Life Insurance
Secure your family's financial future
Whether you need affordable temporary protection or lifelong coverage with savings, ZOZO has a life insurance plan built for your family.
Choose Your Coverage
Compare Term and Whole Life to find the plan that fits your family's future.
| Feature | Term Life Affordable, temporary protection | Whole Life Lifelong coverage + savings |
|---|---|---|
| Coverage duration | 10, 20, or 30 years | Lifetime |
| Fixed premiums | ||
| Builds cash value | ||
| Borrow against policy | ||
| Lower starting cost | ||
| Ideal for income replacement | ||
| Estate planning benefits |
Why Life Insurance Matters
More than a policy — it's a plan for the people who depend on you.
Financial Security
Replace lost income and protect your family from unexpected financial hardship.
Tax Benefits
Death benefits are generally paid out income-tax-free to your beneficiaries.
Flexible Payouts
Choose a lump sum, installments, or a combination that fits your family's needs.
Lock In Your Rate
Premiums are fixed for the life of your term, protecting you from future rate hikes.
Guaranteed Acceptance Options
Simplified issue policies available with no medical exam required.
Family Peace of Mind
Cover funeral costs, debts, and future expenses so your loved ones aren't burdened.